AGREEMENT between the OPEC Fund for International Development ("the OPEC Fund") and the Republic of Zimbabwe ("Borrower").

Whereas, the Borrower has requested a loan from the OPEC Fund for part financing of the Project described in Schedule 1; and

Whereas, the OPEC Fund has approved a loan to the Borrower in the amount of Fifteen Million Dollars ($15,000,000) upon the terms and conditions set forth hereinafter ("Loan").

Now, therefore, the parties to this Loan Agreement ("Agreement") hereby agree as follows: